> ## Documentation Index
> Fetch the complete documentation index at: https://docs.arlohealth.ai/llms.txt
> Use this file to discover all available pages before exploring further.

# API index: links to every route, limits, disclaimer



## OpenAPI

````yaml /api-reference/pricing-openapi.yaml get /api/pricing.v1
openapi: 3.1.0
info:
  title: Arlo Health Pricing API
  version: 1.0.0
  summary: >-
    US in-network cost estimates and provider network status from insurers'
    published rate files. No login or key required.
  description: >-
    Free, anonymous price-transparency API. Estimates come from insurers'
    machine-readable rate files and Medicare's fee schedules (Anthem, Blue Cross
    Blue Shield plans via BlueCard, Blue Shield of California, UnitedHealthcare,
    Cigna, Aetna, HCSC, Original Medicare) and public CMS data.


    Read the guide before relaying numbers to a person:
    https://api.arlohealth.ai/api/pricing.v1/guide.md


    What to get from the person, in order of impact: insurer name (required),
    location (for a named clinic, the clinic's city or ZIP), the exact service
    (age, new vs established, screening vs symptom, body part, contrast),
    employer or plan name from the card (turns ranges into exact rates), group
    number (Blue Cross Blue Shield IL/TX/OK/NM/MT only), provider name or NPI,
    and from a past bill or Explanation of Benefits the billing NPI and Tax ID
    (settles which entity bills).


    Three rules that apply to every response:

    1. Relay `disclaimer` every time. Estimates are never guarantees, and the
    number is a negotiated rate, not out-of-pocket cost.

    2. A named clinic, brand, or provider goes to `network-status` first.
    `search` is area discovery and does not resolve who bills.

    3. Never quote a single number while the billing entity is unresolved
    (`billingOutlook.mode` = partitioned, `multiEntity` = true, or several
    `billingCandidates`).


    Data vintage: 2026-08 payer files.
  termsOfService: https://arlohealth.ai/tos
  contact:
    name: Arlo Health
    email: keaton@arlohealth.ai
    url: https://arlohealth.ai
  x-agent-guide: https://api.arlohealth.ai/api/pricing.v1/guide.md
  x-skill: https://api.arlohealth.ai/api/pricing.v1/skill.md
  x-disclaimer: >-
    Estimates come from the insurer's published machine-readable rate files
    (latest monthly data) and are not a guarantee of price. Actual billing can
    differ based on plan specifics, services performed, and your deductible
    status. Confirm cost and network status when scheduling.
servers:
  - url: https://api.arlohealth.ai
    description: Production
security:
  - {}
  - bearerAuth: []
tags:
  - name: Discovery
    description: >-
      Read these first: the guide, the contract, the service catalog, and the
      supported insurers. Cacheable for an hour.
  - name: Pricing
    description: >-
      The lookups. Anonymous calls are rate limited per IP per minute; a few are
      served at a time per caller.
externalDocs:
  description: Agent guide (markdown)
  url: https://api.arlohealth.ai/api/pricing.v1/guide.md
paths:
  /api/pricing.v1:
    get:
      tags:
        - Discovery
      summary: 'API index: links to every route, limits, disclaimer'
      operationId: getIndex
      responses:
        '200':
          description: Index
          content:
            application/json:
              schema:
                type: object
                properties:
                  name:
                    type: string
                  apiVersion:
                    type: string
                  dataVintage:
                    type: string
                  region:
                    type: string
                  auth:
                    type: string
                  docs:
                    type: object
                  endpoints:
                    type: array
                    items:
                      type: object
                  rateLimits:
                    type: object
                  disclaimer:
                    type: string
                    description: >-
                      ALWAYS convey to the patient: estimates come from the
                      insurer's published data and are not a price guarantee.
                  terms:
                    type: string
                  contact:
                    type: string
          headers:
            X-Arlo-Api-Version:
              schema:
                type: string
              description: Contract version (currently 1).
            Link:
              schema:
                type: string
              description: >-
                rel="service-doc" points at guide.md, rel="service-desc" at
                openapi.json.
components:
  securitySchemes:
    bearerAuth:
      type: http
      scheme: bearer
      description: >-
        Optional. An Arlo account token adds linked-coverage plan matching and
        family-member patientId. Anonymous calls resolve the plan from planHints
        only.

````